Bindle is grounded on the concept of self sovereign identity, whereby you and only you own your data.
We use modern cryptography to set up your wallet, which includes creating a private key that is stored on the secure element (the chipset used to store credit card numbers) of the smart phone you use to setup your Bindle. This means any data on your account is solely in your control.
We will never collect this private key from you, nor can we decrypt any personal information in your wallet without your explicit permission. We cannot see any information about who, what, where, or when you transact with your wallet without your consent.